• Unpacking the Long-Term Benefits of Homeownership,Paula Castro

    Unpacking the Long-Term Benefits of Homeownership

    If you’re thinking about buying a home soon, higher mortgage rates, rising home prices, and ongoing affordability concerns may make you wonder if it still makes sense to buy a home right now. While those market factors are important, there's more to consider. You should think about the long-term ben

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  • Explaining Today’s Low Housing Supply,Paula Castro

    Explaining Today’s Low Housing Supply

    Some Highlights Wondering why the supply of homes for sale is limited today? There are a few factors at play. Lack of building over time, the mortgage rate lock-in effect, and people staying in their houses longer are three of the main reasons why supply is low. But real estate agents know exactly w

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  • Mortgage Rates: Past, Present, and Possible Future,Paula Castro

    Mortgage Rates: Past, Present, and Possible Future

    If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. Since mortgage rates impact what you can afford when you take out a home loan – and affordability is a challenge today – it’s a good time to look at the big picture of where mortgage rates have been h

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